-
Original Date Announced
June 11, 2019HUD announces that beneficiaries of the Deferred Action for Childhood Arrivals (DACA) program are ineligible for mortgages backed by the Federal Housing Administration. Prior to this announcement, there was confusion about the relevant policy.
[ID #806]
Letter from HUD re: DACA recipients' eligibility for U.S.-backed mortgage loansEffective Date
June 11, 2019Biden Administration Action: Revoked/Replaced
January 19, 20212021.01.19 FHA to Permit DACA Status Recipients to Apply for FHA Insured Mortgages
This Biden administration action reversed the Trump administration policy identified in this entry.
Announced on January 20, 2021, but effective January 19, 2021, the Federal Housing Administration (FHA) permitted individuals classified under the “Deferred Action for Childhood Arrivals” program (DACA) to apply for mortgages backed by the FHA.
View DocumentCurrent Status
Not in effectMost Recent Action
January 19, 2021 Action: Revoked/Replaced 2021.01.19 FHA to Permit DACA Status Recipients to Apply for FHA Insured MortgagesJanuary 19, 2021Acted on by Biden Administration
Original Trump Policy Status
Status: Final/Actual RescindedTrump Administration Action: Change in PracticeSubject Matter: DACAAgencies Affected: OtherAssociated or Derivative Policies
Pre Trump-Era Policies
-
December 18, 2018
The mortgage lending industry has reported receiving conflicting messages from the Department of Housing and Urban Development (“HUD”) and the Federal Housing Administration (“FHA”) regarding Deferred Action for Childhood Arrivals (“DACA”) recipients’ eligibility for FHA-insured mortgages. This has prompted congressional inquiries to seek clarification from HUD.
December 18, 2018 Letter to HUD Secretary Carson from U.S. Senators Mendez, Booker, and Cortez-Masto
Documents
Trump-Era Policy Documents
-
New Policy
-
Prior Policy
-
Commentary
Original Source:
Politico - HUD: DACA recipients ineligible for U.S.-backed mortgages
-
Commentary
Original Source:
Mortgagee Letter 2021-12
- Commentary
Commentary
HUD: DACA recipients ineligible for U.S.-backed mortgages
Go to article2021.05.28 Eligibility Requirements for Certain Non-Permanent Resident Borrowers
The purpose of this Mortgagee Letter (ML) is to clarify the eligibility of Federal Housing Administration (FHA) insured financing for Deferred Action for Childhood Arrivals (DACA) recipients, while amending the documentation requirements for citizens of the Freely Associated States (FAS) and H-1B nonimmigrants.
Go to articleHUD Addresses FHA Loan Eligibility of DACA Recipients and Documentation Requirements For Certain Other Non-Permanent Residents
In the Mortgagee Letter, HUD addresses the FHA requirement that individuals without lawful residency in the United States are ineligible for FHA-insured mortgage financing. HUD also addresses documentation requirements regarding employment authorization for citizens of the Federated States of Micronesia, the Republic of the Marshall Islands, and the Republic of Palau, and individuals with H-1B nonimmigrant classification and maintaining H-1B status.
Go to article